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Your Legal Question Answered: Do I need a Will?

Legal Advice
Do I need a Will? It’s a question we have heard many times and the answer is undoubtedly, yes. However, research carried out by the insurance company, Royal London in 2018 found that over 50% of adults in the UK did not have a valid will, with 59% of parents not having a Will in place at all.


Richard Swaine, a Director at Lockings Solicitors explains why you need a Will in this short video.


Do I Need a Will: What can go Wrong?

Lots of things can go wrong without a Will in place, causing undue stress for family and loved ones.

  • The law will decide how your estate is distributed
  • Children’s carers will be appointed by a court where no one with parental responsibility remains
  • Your family and loved ones may not receive the benefits you had intended for them
  • If you were not married or in a registered civil partnership with your partner, they would not have a legal entitlement to property or assets and may even lose their home
  • Your family (or beneficiaries) may be responsible for paying inheritance tax, a Will can help avoid this
  • Your funeral wishes may not be followed

The only way to ensure your wishes are followed is to make a legally binding Will.

Do I need a Will: Are all Wills Legally binding?

The short answer is No, not all Wills are created equal. As Wills are commonly written by Solicitors, who are regulated, regulation has never been applied to Will writing in itself.

Though you can make the decision to go to an unregulated service to have your Will made or even make your Will yourself, there are no assurances that a small mistake may not lead to a misguided interpretation or even the invalidity of your will.

Another aspect to consider is that solicitors will have indemnity insurance in place, guaranteeing you compensation in the unlikely event that losses or damages are sustained as a result of the Will they have written.

Do I need to Update my Will?

As a general rule, a will should be reviewed every five years or as and when your circumstances change. This includes getting married, having children, getting divorced, moving home or if anything happens to your named executor.

To find out more about the Will writing services that we offer read go to our Making and Updating a Will page. Alternatively, call us on 01482 300 200 or send your enquiry on the form below. A member of our friendly team will be more than happy to discuss your personal circumstances and advise you on your next steps.

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